Reference Tables Interest Rates
Effective Federal Funds Rate
| Date | Value |
|---|---|
| Jun 2026 | 3.630 |
| May 2026 | 3.630 |
| Apr 2026 | 3.640 |
| Mar 2026 | 3.640 |
| Feb 2026 | 3.640 |
| Jan 2026 | 3.640 |
| Dec 2025 | 3.720 |
| Nov 2025 | 3.880 |
| Oct 2025 | 4.090 |
| Sep 2025 | 4.220 |
| Aug 2025 | 4.330 |
| Jul 2025 | 4.330 |
| Jun 2025 | 4.330 |
| May 2025 | 4.330 |
| Apr 2025 | 4.330 |
| Mar 2025 | 4.330 |
| Feb 2025 | 4.330 |
| Jan 2025 | 4.330 |
| Dec 2024 | 4.480 |
| Nov 2024 | 4.640 |
Primary Credit Rate
| Date | Value |
|---|---|
| Jun 2026 | 3.750 |
| May 2026 | 3.750 |
| Apr 2026 | 3.750 |
| Mar 2026 | 3.750 |
| Feb 2026 | 3.750 |
| Jan 2026 | 3.750 |
| Dec 2025 | 3.830 |
| Nov 2025 | 4.000 |
| Oct 2025 | 4.230 |
| Sep 2025 | 4.390 |
| Aug 2025 | 4.500 |
| Jul 2025 | 4.500 |
| Jun 2025 | 4.500 |
| May 2025 | 4.500 |
| Apr 2025 | 4.500 |
| Mar 2025 | 4.500 |
| Feb 2025 | 4.500 |
| Jan 2025 | 4.500 |
| Dec 2024 | 4.650 |
| Nov 2024 | 4.810 |
Bank Prime Loan Rate
| Date | Value |
|---|---|
| Jun 2026 | 6.750 |
| May 2026 | 6.750 |
| Apr 2026 | 6.750 |
| Mar 2026 | 6.750 |
| Feb 2026 | 6.750 |
| Jan 2026 | 6.750 |
| Dec 2025 | 6.830 |
| Nov 2025 | 7.000 |
| Oct 2025 | 7.230 |
| Sep 2025 | 7.380 |
| Aug 2025 | 7.500 |
| Jul 2025 | 7.500 |
| Jun 2025 | 7.500 |
| May 2025 | 7.500 |
| Apr 2025 | 7.500 |
| Mar 2025 | 7.500 |
| Feb 2025 | 7.500 |
| Jan 2025 | 7.500 |
| Dec 2024 | 7.650 |
| Nov 2024 | 7.810 |
National Rate on Non-Jumbo Deposits (less than $100,000): 3 Month CD
| Date | Value |
|---|---|
| 2021-03-29 | 0.060 |
| 2021-03-22 | 0.060 |
| 2021-03-15 | 0.060 |
| 2021-03-08 | 0.060 |
| 2021-03-01 | 0.060 |
| 2021-02-22 | 0.070 |
| 2021-02-15 | 0.070 |
| 2021-02-08 | 0.070 |
| 2021-02-01 | 0.070 |
| 2021-01-25 | 0.070 |
| 2021-01-18 | 0.070 |
| 2021-01-11 | 0.070 |
| 2021-01-04 | 0.070 |
| 2020-12-28 | 0.070 |
| 2020-12-21 | 0.070 |
| 2020-12-14 | 0.070 |
| 2020-12-07 | 0.070 |
| 2020-11-30 | 0.070 |
| 2020-11-23 | 0.070 |
| 2020-11-16 | 0.070 |
3-Month Treasury Constant Maturity Rate
| Date | Value |
|---|---|
| Jun 2026 | 3.810 |
| May 2026 | 3.690 |
| Apr 2026 | 3.700 |
| Mar 2026 | 3.720 |
| Feb 2026 | 3.690 |
| Jan 2026 | 3.670 |
| Dec 2025 | 3.680 |
| Nov 2025 | 3.940 |
| Oct 2025 | 3.980 |
| Sep 2025 | 4.070 |
| Aug 2025 | 4.300 |
| Jul 2025 | 4.410 |
| Jun 2025 | 4.420 |
| May 2025 | 4.360 |
| Apr 2025 | 4.320 |
| Mar 2025 | 4.340 |
| Feb 2025 | 4.330 |
| Jan 2025 | 4.340 |
| Dec 2024 | 4.390 |
| Nov 2024 | 4.620 |
3-Year Treasury Constant Maturity Rate
| Date | Value |
|---|---|
| Jun 2026 | 4.150 |
| May 2026 | 4.040 |
| Apr 2026 | 3.820 |
| Mar 2026 | 3.730 |
| Feb 2026 | 3.520 |
| Jan 2026 | 3.610 |
| Dec 2025 | 3.550 |
| Nov 2025 | 3.560 |
| Oct 2025 | 3.530 |
| Sep 2025 | 3.550 |
| Aug 2025 | 3.670 |
| Jul 2025 | 3.840 |
| Jun 2025 | 3.860 |
| May 2025 | 3.900 |
| Apr 2025 | 3.780 |
| Mar 2025 | 3.960 |
| Feb 2025 | 4.220 |
| Jan 2025 | 4.330 |
| Dec 2024 | 4.220 |
| Nov 2024 | 4.210 |
10-Year Treasury Constant Maturity Rate
| Date | Value |
|---|---|
| Jun 2026 | 4.470 |
| May 2026 | 4.480 |
| Apr 2026 | 4.320 |
| Mar 2026 | 4.250 |
| Feb 2026 | 4.130 |
| Jan 2026 | 4.210 |
| Dec 2025 | 4.140 |
| Nov 2025 | 4.090 |
| Oct 2025 | 4.060 |
| Sep 2025 | 4.120 |
| Aug 2025 | 4.260 |
| Jul 2025 | 4.390 |
| Jun 2025 | 4.380 |
| May 2025 | 4.420 |
| Apr 2025 | 4.280 |
| Mar 2025 | 4.280 |
| Feb 2025 | 4.450 |
| Jan 2025 | 4.630 |
| Dec 2024 | 4.390 |
| Nov 2024 | 4.360 |
Moody's Seasoned Aaa Corporate Bond Yield
| Date | Value |
|---|---|
| Jun 2026 | 5.520 |
| May 2026 | 5.560 |
| Apr 2026 | 5.420 |
| Mar 2026 | 5.480 |
| Feb 2026 | 5.300 |
| Jan 2026 | 5.340 |
| Dec 2025 | 5.310 |
| Nov 2025 | 5.260 |
| Oct 2025 | 5.130 |
| Sep 2025 | 5.210 |
| Aug 2025 | 5.350 |
| Jul 2025 | 5.450 |
| Jun 2025 | 5.460 |
| May 2025 | 5.540 |
| Apr 2025 | 5.450 |
| Mar 2025 | 5.290 |
| Feb 2025 | 5.320 |
| Jan 2025 | 5.460 |
| Dec 2024 | 5.200 |
| Nov 2024 | 5.140 |
Yields on Municipal Bonds, Highest Rating for United States
| Date | Value |
|---|---|
| Jan 1966 | 3.400 |
| Dec 1965 | 3.390 |
| Nov 1965 | 3.340 |
| Oct 1965 | 3.310 |
| Sep 1965 | 3.250 |
| Aug 1965 | 3.160 |
| Jul 1965 | 3.160 |
| Jun 1965 | 3.150 |
| May 1965 | 3.090 |
| Apr 1965 | 3.090 |
| Mar 1965 | 3.090 |
| Feb 1965 | 2.970 |
| Jan 1965 | 2.970 |
| Dec 1964 | 3.010 |
| Nov 1964 | 3.080 |
| Oct 1964 | 3.110 |
| Sep 1964 | 3.090 |
| Aug 1964 | 3.080 |
| Jul 1964 | 3.080 |
| Jun 1964 | 3.100 |
30-Year Fixed Rate Mortgage Average in the United States
| Date | Value |
|---|---|
| 2026-07-16 | 6.550 |
| 2026-07-09 | 6.490 |
| 2026-07-02 | 6.430 |
| 2026-06-25 | 6.490 |
| 2026-06-18 | 6.470 |
| 2026-06-11 | 6.520 |
| 2026-06-04 | 6.480 |
| 2026-05-28 | 6.530 |
| 2026-05-21 | 6.510 |
| 2026-05-14 | 6.360 |
| 2026-05-07 | 6.370 |
| 2026-04-30 | 6.300 |
| 2026-04-23 | 6.230 |
| 2026-04-16 | 6.300 |
| 2026-04-09 | 6.370 |
| 2026-04-02 | 6.460 |
| 2026-03-26 | 6.380 |
| 2026-03-19 | 6.220 |
| 2026-03-12 | 6.110 |
| 2026-03-05 | 6.000 |
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